[BP=Basis Point] 국제금리단위

1BP = 0.01%

 

국제금융시장에서 1%의 금리는 매우 큰 금리이기 때문에 100분의 1%를 쓰게 되며, 이를 BP라고 한다.

 

대부분 국제간의 채권 및 리보금리 등의 금리변동을 이야기할때 BP를 대부분 쓰고 있다. 특히 미국의 연준위의 금리인하발표때 금리를 50BP내렸다는 말을 자주듣게 되는데 이정도의 금리인하라면 수조달러에 달하는 자금의 금리인하로 인한 차익분이 무시못할 정도라 한다.

 

A basis point (often denoted as bp, bps or ‱; rarely, permyriad) is a unit that is equal to 1/100th of 1%. It is commonly used to denote the change in a financial instrument, or the difference (spread) between two interest rates; although it may be used in any case where percentages are used, it is used for convenience when quantities in percentage points are small. It also avoids the ambiguity between relative and absolute discussions about rates: does a "1% increase" in a 10% interest rate mean that it goes from 10% to 10.1%, or to 11%?

The basis point is commonly used for calculating changes in interest rates, equity indexes and the yield of a fixed-income security. The type of interest rate has to be specified (e.g., bond yield, zero-coupon yield, Act/360 money market rate, Act/365 money market rate, etc).

Since certain loans and bonds may commonly be quoted in relation to some index or underlying security, they will often be quoted as a spread over (or under) the index. For example, a loan that bears interest of 0.50% above LIBOR is said to be 50 basis points over LIBOR.

[출처] [BP=Basis Point] 국제금리단위 |작성자 나그대로